Find the Right Strategy to Make More Money | Income Advice

Tiana Clewis: "I've decided that I want to make more money."

Okay, yeah, great, but that's kind of the easy part. The hard part is figuring out exactly how you're going to make that happen.

When you sit down and you listen to one expert, one of them will say you have to start a business to successfully make more money. And then you go listen to another and they'll tell you that you just have to spruce up your resume. You can always find something new.

And yet another someone will tell you to just start a quick side hustle and you'll be just fine. Oh wait, and then there's also those that'll tell you to go back to school and just launch a whole new career.

Yeah, that just got complicated really fast. Now your task is to decipher between these options to figure out which one is the right one for you. And if you're like any normal human being, you may be hesitant to settle on just one, because you're scared that you're going to pick the wrong one and end up frustrated, miserable, maybe even more broke than you already were.

Don't worry. I got you, because today, we're going to break down the five primary strategies for growing your income - without investing in the stock market - and how to tell which one is the right career and income strategy for you.

Hey Dreamers and welcome back to my channel, where we break down all things money, so it can stop being an obstacle and start being what it was designed to be: a tool to help you create a life that you truly find worth living.

Now, before we can start walking through these income growth strategies and how to pick the right one for you, I want to introduce myself to the new folks.I'm Tiana B. Clewis an author, speaker, and coach who's dedicated her life to helping women entrepreneurs transform their relationship with money so they can grow their income, dump debt, and start living a lifestyle that they've been dreaming about while still having some fun along the way.

Believe me, when I say that you can launch a new business without debt and create a backyard oasis at the same time, I've done it and so have my clients.

If you want to join me on this journey, like this video and follow my channel by clicking that big red button below. Then hit the bell to make sure you're notified when I drop brand new money tips and strategies each week, that'll help you hit your financial goals while still enjoying life.

The first strategy that we have to explore is one that you probably hear about the most: get a second job or a side hustle.

This strategy is a great way to quickly increase your income, but you're not putting your full time job to do it, which means anything that you make is extra. So now you can take whatever you make from the side hustle and apply it directly to whatever goal you've been pursuing.

The main issue with this strategy is that it's super time consuming and it's downright exhausting. You're taking time that you would normally spend with family, friends, church, frankly, just taking care of yourself, so that you can now work.

When you have less time to spend with your family or your friends, it eventually begins to take a toll on your relationships. Your friends will just stop calling after a while because you're always too busy. Your spouse, who appreciates the financial efforts, is going to begin to lose out on intimacy in your relationship.

And your kids? Well, it's hard enough parenting them with just a nine to five, much less a nine to nine.

And when you spend less time with yourself, well, that's just not healthy. You begin to run out of time to rest and recharge, so you end up running on fumes. Over time, this has an impact on your full time work, your part time work, your relationships and your mental health.

That's why taking on a side hustle or a second job should only be used as a short term strategy. It's a perfect fit for someone that needs to temporarily make more money to hit a specific goal. So if you want to make more money to speed up your debt pay-off by a year, this is a great option for you.

The key to using this strategy effectively is: One, being clear on what your goal is. Two, knowing how much you need to make to hit that goal on your desired timeline. Three, not accepting anything that's going to pay less than what you need. And four, quitting when you actually hit the goal.

Most people using this income growth strategy don't do, well, any of that. So they take on some low paying gig that exhausts the heck out of them and doesn't improve their sit... situation long-term. In fact, I've seen some people take on side hustles that end up costing them more money in the long-term because of the extra travel costs and lower productivity on their main job.

So if you're looking for a long-term income growth strategy, steer clear of this one, but if you have a crystal clear, short-term goal that you need to hit, then go ahead, grab that second job and then quit once that goal has come to pass.

The second strategy to explore is pursuing a promotion at your current job.

Whether the promotion is taking a step up on the corporate ladder in your current department, or transferring to another department for a better position, this strategy typically comes with a pay bump that'll help you hit your goals faster. It also allows you to stay within your current company instead of going on a job hunt only to possibly end up working for copy that you like, like, a lot less.

However, the strategy is one on this list that you pretty much have the least amount of control over.

For many companies, promotions are based around standard evaluation cycles or the exit of another employee at the level you want to achieve, two things that you have zero influence over. Promotions also tend to be subject to internal politics, so if you haven't yet befriended the right people or you've made the wrong enemies, it can be difficult to get them to choose you over the next person.

As for salary, well, you typically don't get much wiggle room when it comes to negotiations and oftentimes companies will pay an external hire more than an internal promotion. So you can easily end up doing a job for less and it's actually worth.

That's why I only recommend this strategy to people who have a lot of time before they need the increase in pay to hit and they're absolutely in love with their current company. If you're so aligned with their missions, goals, values, and culture, that the mere idea of leaving is painful for you, then by all means, go for the promotion.

Otherwise you probably want to check out the next option.

Now this next strategy is great for someone that loves the career path, but not necessarily their company. This strategy is simply changing employers.

I have to admit that I really liked the strategy for most people, simply because you have much more influence over the timeline and you can get a higher salary than you would with an internal promotion.

This truth first came to my attention a few years ago when my uncle literally doubled his salary by changing companies. He had risen through the ranks through internal promotions only to discover that he was being underpaid for the job he was doing. So he found the same job at another company and 2x'd his income.

Now, I'm not saying you're definitely going to double your income with a strategy like he did, but research does show that external hires get a higher salary from the same position than an internal promotion would.

So if you love what you do, but need to make more money doing it, now is the time to spruce up your LinkedIn profile, update your resume and hit up those job searches.

By the way, if you're someone like me, who worries about the culture of the companies that you work with, research is going to be key. Look for places that have great reputations and even rewards around culture. For example, if you're a working mom, target places that have been recognized for working mothers.

By the way, don't forget to tailor your resume to the job descriptions for the position you're going after. Using a general resume for each position is a total rookie move that everyone should avoid. Find the job description and update your resume to use keywords from that description to help you stand out in front of HR.

Question: what do you do if you're looking for a long-term pay increase, but you don't actually like the career path that you're currently on?

That's when you use this fourth strategy: change careers.

Now I'm not going to go into a ton of detail on this one, because I've already done an entire episode about choosing a career or business that you'll love. The reality is that if you're going to make a massive career change, is it important to do some self discovery, to figure out what path is actually a good fit for who you are and who you desire to be.

To check out that episode, I want you to head to the Dreamers Financial Playbook podcast and listen to episode 105 or head over to my YouTube channel and watch "5 Steps to Choosing a Career or Business That You'll Love."

What I want to be clear about when it comes to this strategy is that you should not make any financial or career moves until you know where you want to go. Don't just enroll in school or put in your two weeks notice.

Figure out what you want to do and whether it can help you hit your financial and lifestyle goals, first. Then do your research on the best route to make that happen as quickly as possible. And then, and only then, should you start taking action.

As a matter of fact, you really need to treat this career move like a goal and come up with a detailed action plan. You can learn how to make an actual plan for pretty much anything by hitting up episode 118 of the Dreamers Financial Playbook podcast or clicking the link by my head.

The final strategy for growing your income is one that I know intimately: launching a business.

This is a way of increasing your income for the long-term that's perfect for people who want to chase their own dreams, who's willing to take big risks and who wants to be their own boss.

I recently heard someone use the term "unemployable" for folks who are going to do what they want and how they want to do it, which means they definitely need to be running their own company instead of being an employee at someone else's. If that sounds like you, then you should be creating a plan to make your business dreams a reality as soon as humanly possible.

Now, if it doesn't sound like you, then let me warn you against allowing folks to talk you into launching a business. Yes, it's a fabulous way to make a ton of money, but it requires a great deal of hard work with long hours and the ability to handle tons of rejection.

If you're not passionate about your own business or what you're actually building in the business that you create, your business is going to totally fail. Then you end up like millions of others who spent all this time, energy and money, trying to create a business they didn't really care about, only to end up back at square one, or worse, more broke than they were when they started.

I'm gonna be real; that's not the life I want for you.

So only launch your own business to grow your income if you have a specific problem that you're passionate about solving, because people don't buy products or services, they buy solutions to their problems. But hey, that's a whole 'nother conversation.

And there you have it, five non-stock market strategies for growing your income and how to figure out which one is right for you.

Do any of these strategies resonate with you? Have you tried any of them in the past? I want you to drop a line in the comments with the strategy that resonated the most with you, or what strategy has been most effective for you. We would love to know how it went.

While you're contemplating which strategy sounds like your best fit, I want to invite you to join my community of money-making women who are using all these strategies to dump debt, save money and pursue their financial freedom.

It's called Dreamers Financial Sanctuary and we would love to see you in the group, taking action and pursuing your income goals right along with us. It's also the fastest place to give me an answer your questions, especially if you use hashtag #AskTiana.

To become part of the community, I want you to head to Then click the "Request to Join" button and answer the questions. As a free gift, I'll give you access to my "Where to Start" guide, which will help you pinpoint exactly what your first milestone should be on this ambitious, living my best life, journey. You'll find the link right in the welcome post.

But before you head over to the group, let me know that you found this video useful by hitting that thumbs up below and subscribing to my channel. Don't forget to hit the bell so you're notified each week when I drop new money tips and strategies to help you use your hard-earned cash to dump the debt, save the money and start building your ideal life without sacrificing all the fun along the way.

Finally, if you're looking for more information that will help you launch a profitable business without destroying your household budget, these two videos are exactly what you need.

So with that, I want you to get to watching those videos and I'll see you next week. Bye bye.


Want to make more money? On the path to financial freedom, increasing your income is one of the personal finance tips shared by everyone. But there are multiple ways to increase income! Do you launch a business? Get a side hustle? What’s the right strategy to make more money for you? Let’s break down how to boost your income the right way for you!

00:00 Introduction

02:12 Strategy 1 – Get a Second Job or Side Hustle

04:29 Strategy 2 – Pursue a Promotion on Your Current Job

05:54 Strategy 3 – Change Your Employer

07:26 Strategy 4 – Change Your Career

08:48 Strategy 5 – Launch Your Own Business

#makemoremoney #incomegrowth #tianabclewis


COMMUNITY: Looking for a safe place to get the strategies and insights you need to dump debt, save money and step into financial freedom? Dreamers’ Financial Sanctuary is that safe haven you’ve been looking for: where you can conquer your money goals surrounded by others women reaching the next level with their money. JOIN US AT

BOOK: Ready to stop suffering under the weight of debt or living trapped in the paycheck to paycheck cycle with no hope of making your dreams come true? In “That Tool Called Money”, Tiana equips families with a step-by-step plan to discover and create the lifestyle that they have only dreamed about. Grab your copy at





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